Third-generation IVF refers to In Vitro Fertilization combined with Preimplantation Genetic Testing for Aneuploidy (PGT-A). This advanced procedure is used to select chromosomally normal embryos to increase success rates. Below is a detailed breakdown of estimated costs in 2025:


💲 Itemized Cost Breakdown (in USD)

ItemEstimated CostDescription
🩺 Initial Consultation & Testing$300 – $1,000Includes ultrasound, AMH, hormone panels, semen analysis, etc.
💉 Ovarian Stimulation Medications$3,000 – $6,000Depends on age, ovarian reserve, and dosage needed
🥚 Egg Retrieval + Lab Fertilization$8,000 – $12,000Includes retrieval, fertilization (IVF/ICSI), and embryo culture
🧬 PGT-A Genetic Testing$4,000 – $7,000~$400–$600 per embryo; screens for chromosomal abnormalities
❄️ Embryo Freezing$1,000 – $2,000Initial freezing and short-term storage
📦 Embryo Storage (Annual Fee)$500 – $1,000/yearFor continued storage beyond initial period
🔁 Frozen Embryo Transfer (FET)$3,000 – $5,000Includes thawing, hormone preparation, and embryo transfer
🧪 ICSI (Intracytoplasmic Sperm Injection, if needed)$1,000 – $2,000Required for male factor infertility
🧠 Genetic Counseling (Optional)$200 – $500Recommended for patients with family history of genetic disorders
💼 Miscellaneous Clinic Fees$1,000+May include admin fees, anesthesia, blood work, etc.

Estimated Total Cost for 2025:

ScenarioTotal Estimated Cost
Single IVF Cycle with PGT-A$25,000 – $35,000
Multiple Cycles or Failed Attempts$35,000 – $50,000+
With Egg Donation or Surrogacy$60,000 – $120,000+

📌 Notes & Tips:

  • Costs vary widely by state and clinic:
    • California, New York, Boston: Typically higher-end pricing
    • Texas, Colorado, Midwest: More affordable without sacrificing quality
  • Most U.S. insurance plans do not cover IVF or genetic testing — expect to pay out-of-pocket
  • Success rate is age-dependent — women over 37 may require multiple cycles to achieve pregnancy