✅ Overall Cost Ranges (USD)

Treatment TypeEstimated CostNotes
Basic IVF (no genetic testing)$15,000 – $25,000Includes medication, egg retrieval, fertilization, and embryo transfer
Third-Generation IVF (IVF + PGT-A)$25,000 – $40,000+Ideal for older patients or those seeking chromosomal screening
IVF with Egg Donation$35,000 – $60,000+For women with diminished ovarian reserve or other egg issues
IVF + Surrogacy$80,000 – $150,000+Includes surrogate compensation, legal fees, insurance, etc.
Travel & Living Expenses$3,000 – $10,000Depends on duration and location of stay

📍 Regional IVF Cost Comparison (By State/City)

LocationIVF Cost RangeHighlights
California (Los Angeles, San Francisco)$18,000 – $25,000Advanced technology, highly rated clinics, more expensive
New York / New Jersey$20,000 – $28,000Top-tier clinics with excellent service, but costly
Texas (Dallas, Houston)$15,000 – $22,000Strong medical infrastructure, more affordable
Florida$14,000 – $20,000Variety of options, pleasant climate for recovery
Illinois (Chicago)$16,000 – $24,000Good balance of quality and cost
Colorado (Denver)$14,000 – $21,000Popular among international patients, growing reputation
Arizona$13,000 – $20,000Lower costs, emerging IVF destination in the U.S.

💰 Detailed IVF Cost Breakdown

ComponentCost Range (USD)Description
Initial Testing & Consultation$500 – $1,000Hormonal bloodwork, ultrasound, semen analysis
Fertility Medications$3,000 – $6,000Varies by dosage and response
Egg Retrieval & Lab Work$8,000 – $12,000Includes fertilization and embryo culture
PGT-A Genetic Testing (optional)$4,000 – $7,000Recommended for older patients or genetic concerns
Embryo Freezing & Storage$1,000 – $2,000First-year storage included
Embryo Transfer Cycle$3,000 – $5,000Includes thawing and hormone support
Additional Services (ICSI, assisted hatching, etc.)$1,000+Depends on individual needs

🧭 Expert Suggestions:

  • 💡 Budget-conscious? Consider clinics in Texas, Florida, or Arizona for reliable care at a lower cost.
  • 💡 High-tech preference? Choose clinics in California or New York for advanced technology and premium services.
  • 💡 Planning PGT-A or have high-risk factors? Look for specialized clinics with extensive third-generation IVF experience (e.g., CCRM, SDFC, RMA, etc.).

📌 Additional Notes:

  • U.S. IVF is largely self-pay, as insurance rarely covers the full cost unless required by state law.
  • Flights and visa fees (~$1,000–$2,000) are not included in treatment costs.
  • Direct communication with clinics is often cheaper than going through an agency, though support services can simplify the process.